Jim Kemish

Florida Mortgage: First Time Home Buyers Rejoice

The End of an Era In October of 2006 the subprime home loan industry begin to break down. Wall Street investors, monitoring the default rates of mortgage portfolios and concerned about the continuing drop in real estate prices nationwide decided to sto... Read >

The Florida Mortgage Credit Crisis

The Florida Mortgage Credit Crisis Over 20 percent of all mortgages originated from 2004 through 2006 were subprime mortgages. Nearly one quarter of all American homeowners in recent years purchased homes using subprime mortgage programs. The majority ... Read >

Why Credit Repair is Needed

To understand the necessity of credit repair it is essential to grasp the prevalence of credit reporting errors. Credit repair expert Jim Kemish discusses the flow of information from the creditor to the credit bureau and explains why you need to monitor ... Read >

Credit Repair Steps to Success

Your Step by Step Guide Have you been confused or intimidated by the prospect of checking and correcting your credit report? Credit repair does not have to be hard. Recognized authority and credit repair expert Jim Kemish offers this complete and power... Read >

Credit Repair: The Truth About the Credit Bureaus

The Truth About the Credit Bureaus Are you under the impression that there is some relationship between the credit bureaus and the government? Credit repair expert Jim Kemish offers some insights. Not a Friendly Service In a recent blog entry I w... Read >

Florida Mortgage Broker Discusses Interest Only Refinance Options

Adjustable Rate Mortgage Popularity Over the last five years almost forty percent of all home buyers selected adjustable rate mortgages. In early 2004 signs of inflation begin to appear. These indications pressed the Federal Reserve into action. From J... Read >

Credit Repair Made Easy

The Benefits are Amazing The content of your credit report can have an enormous impact on the quality of your life. Your credit score will determine the cost of your mortgage, your automobile payments, and your credit cards. An improvement in your cred... Read >

Credit Repair: The Power of Post Bankruptcy Cleanup

Your Post Bankruptcy Credit Report Have you had a bankruptcy discharged? If you are like the vast majority of our post-bankruptcy customers you still have damaging derogatory information lingering on your credit report. This is not necessary. Once your... Read >

Credit Repair: The Final Word

It's Your Life The financial benefits of good credit are significant. Perfect credit, of course, doesn't mean that you won't have to get up and go to work every day. But it will mean that you won't have to work as hard to cover your monthly bills. Poor... Read >

Florida Mortgage Expert Shares Inside Tips

An Ounce of Prevention Do you plan to purchase a home soon? Are you thinking of refinancing your mortgage? These tips could end up saving you thousands of dollars. You will probably spare yourself a few major headaches as well. You work hard for your m... Read >

Mortgage Tips: How to Save Thousands of Dollars

You can do this So, you're about to get a mortgage? Take a deep breath. Prepare to spend a little bit of time doing your homework. Three or four hours of effort may end up saving you thousands of dollars now, and tens of thousands of dollars over time.... Read >

Negative Amortization Mortgages: Blessing or Curse?

What is Negative Amortization? The term "negative amortization" refers to the potential for your loan amount to increase over time - in other words, you might have reverse or "negative" amortization. These loan programs allow you to pay less that the f... Read >

Mortgage Management - Essential Refinance Considerations

The Single Largest Financial Obligation Your mortgage is probably the single largest financial obligation that you will have in your life. The investment that you have in your home can have great long term value, but on a month by month basis it repres... Read >

Credit Repair Secrets That Work

Credit Repair Pays The impact of bad credit can be significant. Over the years we have helped tens of thousands of our customers successfully repair their credit reports. Credit report repair takes effort and patience. But it is an effort that is well ... Read >